Privacy Policy

1. Who we are

Sunlight Capital Pros ("we," "us," or "our") is a business funding brokerage located in Hallandale Beach, Florida. We help business owners find and obtain financing by matching their applications with lenders and funding partners.

This Privacy Policy explains what information we collect through sunlightcapitalpros.com, our advertising, and our application forms, how we use it, and the choices you have. By using our website or submitting an application, you agree to the practices described here.

2. Information we collect

Information you give us

When you complete a form on our website, an ad form on a social media platform, or speak with us directly, we may collect:

• Contact details: name, business name, phone number, email address, mailing address
• Business information: legal entity type, industry, time in business, federal tax ID (EIN), annual and monthly revenue, amount of funding requested, intended use of funds, existing business debt
• Owner information: name, date of birth, Social Security number, home address, ownership percentage, estimated credit score
• Financial documents: business bank statements and any other documents you choose to upload or send us
• Application records: your typed electronic signature, the date you signed, your IP address, and the date and time of submission

Information collected automatically

When you visit our website, we and our service providers may automatically collect:

• IP address and general location derived from it
• Browser type, device type, and operating system
• Pages viewed, time spent, and links clicked
• The website or advertisement that referred you to us

3. How we use your information

We use the information we collect to:

• Review your application and determine what financing programs you may qualify for
• Prepare and submit your application to lenders and funding partners
• Contact you about your application, offers you receive, and your financing options
• Verify your identity and the information you provided
• Respond to your questions and provide customer service
• Comply with legal, regulatory, and recordkeeping obligations
• Detect and prevent fraud and misuse of our services
• Measure how our advertising performs and improve our website

4. How we share your information

We share your information in the following circumstances:

With lenders and funding partners

This is central to what we do. When you submit an application, you authorize us to share it — including your business details, owner information, Social Security number, and any bank statements you provide — with lenders, banks, funding partners, and their affiliates for the purpose of evaluating and securing financing for you. Depending on your profile, we may submit your application to multiple lenders.

Once your information is with a lender, that lender's own privacy policy governs how they use it. We encourage you to review the privacy policy of any lender who presents you with an offer.

With service providers

We use third parties to operate our business, including website hosting, email service, document handling, and advertising platforms. They receive only the information needed to perform their function.

For legal reasons

We may disclose information when required by law, subpoena, court order, or government request, or when we believe disclosure is necessary to protect our rights, prevent fraud, or protect the safety of any person.

In a business transfer

If our business is sold, merged, or reorganized, information may be transferred as part of that transaction.

5. Calls, texts, and email consent

When you submit your phone number through any of our forms, you agree that we and our funding partners may contact you at that number about financing — including by phone call, text message (SMS), and email. This may include the use of automatic telephone dialing systems or prerecorded messages.

You agree to this even if the number you provide appears on a state or federal Do Not Call registry. Your consent is not a condition of obtaining financing, and standard message and data rates may apply.

To stop receiving messages: reply STOP to any text message, click the unsubscribe link in any email, or tell us directly by phone or email using the contact information below. We will honor your request.

6. Credit inquiries

By submitting an application, you authorize us and our funding partners to obtain consumer, personal, business, and investigative reports about you and your business from credit reporting agencies and other sources, and to use that information to evaluate your application.

Some lenders may perform a soft inquiry, which does not affect your credit score. Others may perform a hard inquiry, which can affect your score. If a hard inquiry is required at any point, you will be told before it happens.

7. Cookies and advertising technology

Our website uses cookies and similar technologies, including the Meta Pixel, to understand how visitors use our site and to measure how our advertising performs.

These tools may allow advertising platforms such as Meta (Facebook and Instagram) to recognize that you visited our website and to show you our ads on their platforms. This is commonly known as retargeting.

You can control cookies through your browser settings. You can also manage advertising preferences directly with the platforms:

• Meta ad preferences: available in your Facebook or Instagram account settings
• Industry opt-out tools: optout.aboutads.info and optout.networkadvertising.org

Blocking cookies may affect how parts of our website function.

8. How long we keep information

We keep application information for as long as needed to provide our services, maintain business records, and comply with legal and regulatory obligations. Application records are generally retained for a minimum of several years after your last interaction with us, consistent with financial recordkeeping requirements.

9. How we protect information

We use reasonable administrative and technical safeguards to protect the information you provide. Our website uses SSL encryption, and documents you upload are transmitted to us and are not stored on our public web server.

No method of transmission or storage is completely secure. While we work to protect your information, we cannot guarantee absolute security.

10. Your choices and rights

You may:

• Ask what personal information we hold about you
• Ask us to correct information that is inaccurate
• Ask us to delete your information, subject to our legal and recordkeeping obligations
• Withdraw your consent to be contacted, as described in Section 5
• Ask us to stop submitting your application to additional lenders

Depending on where you live, you may have additional rights under state privacy laws. To make any request, contact us using the information below. We may need to verify your identity before acting on a request.

Please note that once your information has been shared with a lender, you will need to contact that lender directly regarding information they hold.

11. Children's privacy

Our services are intended for business owners and are not directed to anyone under 18. We do not knowingly collect information from children. If you believe a child has provided us information, contact us and we will delete it.

12. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes may be communicated more directly. Continuing to use our website after an update means you accept the revised policy.

13. How to contact us

If you have questions about this Privacy Policy or want to make a request about your information, reach out to us: